Know 15 Sins Financial Tips for Married Women

Women Finance

In financial affairs kadangan many married women do not realize the mistakes. Married women are unconsciously fond of wallowing in 'Sin'. For that before before enter in 'Hell', you'll want to rush 'repent', in order to get the family's financial situation is more settled. Here are tips to know 15 Sins of Finance who often do women get married:


1. No comment Against Household Finance. These are the type of wife who close eye on the family's favorite treasures. They prefer to hand over all financial affairs of the household to the husband. According to Mike R. Sutikno, Managing Partner Mike Rini And Associates, a wife must be at least aware of all family assets and debts, including debts of her husband. The wife was advised to not arbitrary sign documents without reading carefully the contents and agreements contained in it. This is to reduce the risk of congenital participate pawned property, if the husband's bankruptcy or debt.

2. Less Equitable Sharing Duties and Responsibilities of Finance. There is a type of marriage and a career woman who does not want to lose. They felt that the monthly peghasilan is his prerogative that can be used at will. Meanwhile, domestic affairs of their living entirely the responsibility of the husband. According to Mike, if that's okay with her husband is able and financial patterns like that, no problem. But if not, can be serious business. Husband is irritated, can assume the wife can not put yourself and ultimately result in 'war'. To prevent this conflict, couples should sit down together and opening up communication about family finances. Do not let any one of the aggrieved party.

3. No Income Got Himself. As a woman, decided to quit his career after getting married because they want to totally take care of the family. Indeed, all this is a choice. But in this world nothing is eternal. Today could have a healthy husband, out next year suffered a stroke and he was forced to stop working. According to Mike, jikamemang want to stop working, she should keep honing skills he possesses. Try megelola existing assets such as rented apartments or self-employment by opening a side business. This way, your world is not completely collapse, if there is something undesirable.

4. Not Managing Personal Account. Married women generally felt he no longer had a personal account. He felt it was safe because it has an account with her husband. It is actually not very smart because it can make a woman into parasite and not financially independent. After all, if things happen that are not desirable, such as divorce or the husband dies, she should be more 'belajar'agar can survive financially.

5. Royal To Needs Children. It's no secret, if a mother is often a less realistic in providing facilities to support the activities of children. In fact, according to Mike, generally the mother who is making decisions in determining the school, the child of food or equipment. The problem, these mothers berpikit keraptidak long. Enatah for the sake of prestige or feel the child is long-term investments, they put their children to international schools, buy school supplies are expensive, or best-quality foods that cost strangle neck. In fact, family income is barely adequate. Mike warned, the mindset is not very smart. A good education tiadk always have to be expensive. Importantly, these schools have good quality and discipline, and support the creativity of children.

6. Hobby became Santa Claus. The nature of woman who likes to keep the relationship, often made him feel guilty if you only spend the money for himself. Many women menika eventually changed to 'Santa Claus' which pleased mengobrall gift. When buying a cake, for example, he feels less Afdhal if only to buy for her husband and children. In-laws, in-laws, parents, until the sister was on the list. Predictably, the money was sold out for 'charity' that is not too important.

7. Free Self considers Tragedy. No matter how you roamntisnya, still need diadari that life and love is not eternal. No one knows, how many husbands lanma love will last, or vice versa .. There is also no one knows, when to pick death. Divorce or widowed is not something impossible happens to you. Therefore it is not da harm in preparing ourselves to anticipate disasters and unexpected things dengn make personal financial planning.

8. Lack of Understanding Congenital Or Treasure Treasure Together. Just realistic. The worst risk is not only marriage and divorce, but also death. Well, if you are a wife who is really 'blind' to the separation of property and property inherited together, can-can you and children are victims. Learning to memahmi become part of your rights and the children, not pamali. Not infrequently, the legacy of a mountain of money and could even trigger a 'big perceraian'keluarga, because-who knows-there is a dark side for the benefit of his own eyes.

9. Not Having Your Own Retirement Account. If you are a woman married and still working, this is not a problem. your employer will arrange the ins and outs of your retirement account. But, if you're self-employed or a total of housewives, you also need to be alert to 'umbrella ready before the wrinkles'. Where to go take care of your retirement accounts? Mike suggested two locations, namely banks and insurance companies. Well, that's where you should go ...

10. Not Understanding the Insurance Claim. These days, insurance has become kebutuhan.Wanita married should not only have an insurance policy, but also understand the rules. According to the mike, married women should at least understand the risks to be borne by insurance companies and how the claims procedure. Make sure to save all copies of documents related, such as receipts medicine, doctor, or hospital.

11. Assumes Financial Affairs Non Area Power Women. Tahuka you that the average female life expectancy longer than men? You obviously do not want it, if in the elderly later, you keuangn collapsed and had to live off the mercy of others because her husband was dead.

12. Too Focus On One Product Investments. We recommend that women should invest menetapkanterlebih first goal. Women should also be aware that investing is a process. Not until, after selecting investment products, then feel affair was settled.

13. Property Investment Mengaggap Must Start With a Number of Large. The formula is important to invest is: take action now and do not delay longer. Do not be afraid to start investing just because they feel have limited money.

14. Choosing An Investment Product To be Considered Gaul. If you really do not understand about the stock or commodity, do not jump the bandwagon to get there just so tidak'terlempar 'from your genggaul. Customize your investment products with your personal character. In fact, the traditional way as any social gathering can be selected. If still confused, consult the experts, the financial planner (investas managers, personal bankers, to insurance agents).

15. Principled, Living Just for today. Saving and Investing When-Anytime. Begin to make savings and investment as part of routine expenditure, even into your lifestyle.